AffordBase
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Prototype · Astana, Kazakhstan

Share the rent. Own the home, one metre at a time

AffordBase is for people the banks don't see and rent is eating alive: young professionals, low-income families, migrants and gig workers. We match compatible co-tenants, protect their lease, and turn part of every rent payment into square metres of a home they own.

Take part Try the matcher

Already renting? Check your lease for free →

~50%
rent saved by sharing a larger flat (estimate)
1 m²
smallest step to ownership: start with a single metre
3 mo
of rent covered by the mutual-aid fund in a crisis
Demo data

Your future flat: 54 m² in the Bereke block

Each cell is one square metre. Yellow ones are already yours. You pay rent only on the rest until you buy them out.

    For people the banks don't see:

    The problem

    Rent in Kazakhstan's cities eats most of a paycheque

    240,000 ₸

    median rent for a one-room flat in Astana (220,000 ₸ in Almaty). Rents rose 13.1% in 2025 alone.

    krisha.kz, 18 Aug 2026; BNS

    People without an official salary or credit history can't get a mortgage. They rent without a contract, pay cash with no receipt, and can lose their home and deposit overnight. Saving for a down payment while rent takes more than half your income is close to impossible.

    How it works

    Three steps from renting to owning

    1. 1

      Match

      The matcher finds people with compatible schedules, habits and budgets. Instead of a credit history, we use a reliability index built from utility payments and income records.

      Try the matcher →
    2. 2

      Rent safely

      A fair co-lease, a check for unfair clauses, a tamper-evident photo record of the flat, and a mutual-aid fund that pays up to three months' rent if you lose income.

      Check a lease →
    3. 3

      Own, metre by metre

      Homes are built by a co-op with social investors. Each payment buys square metres, rent is charged only on the metres you don't own yet, and it shrinks every month.

      See the maths →
    Demo data

    Co-living matcher

    Tell us about yourself and the matcher finds people with a similar schedule, habits and budget to rent a bigger flat together. A co-lease that protects you from sudden eviction and rent hikes is generated in one click.

    Your profile

    Living habits

    Matches

    Fill in your profile and press “Find co-tenants”. We'll show the three most compatible people and how much you'll save together.

    Take part

    Help us build this with you

    AffordBase is a working prototype today: every calculation on this page is real, while the people, plots and regions in the demos are illustrative. We're learning what people who rent, look for co-tenants or want to let a flat fairly run into.

    What's next

    • Interviews with renters and landlords in Astana
    • Accounts and real pool data on a backend
    • LLM-based lease review instead of fixed rules
    • Shares and the mutual-aid fund tracked in smart contracts
    • Smart-meter and payment integrations

    Anonymous survey: 1 minute

    We don't ask for your name or contacts. Your answers help us decide what to build first.

    By sending, you agree to the privacy policy.

    Platform tools

    Everything that keeps renting from becoming a trap

    These modules work in the prototype and support the core path from co-renting to ownership.

    Demo data

    A reliability index instead of a credit history

    A bank doesn't see that you've paid your electricity bill on time for three years, or that you earn from deliveries every month. We do. Landlords and investors see the index as evidence that you can pay.

    Your data

    Income sources

    0 / 900

    What it's made of

      What would raise it

        Demo data

        Mutual-aid fund and eviction protection

        1.5% of every transaction on the platform goes into a shared fund. If you lose your job, fall ill or your salary is late, the fund pays your landlord directly for up to three months, interest-free. You get time to recover instead of being evicted.

        Your dashboard

        demo fund balance
        1.5%of each payment goes to the fund

        Savings and a 12-month forecast

        • with the AffordBase fund
        • without help

        Demo data

        Co-building and micro-equity

        A co-op instead of a mortgage. Pick a plot, join a pool and buy the metres of your future home gradually, rent-to-own. Shares, risks and the move-in queue are calculated automatically and visible to every member.

        Plots and projects

        Schematic map. Click a plot to see the project.

        Your pool: shares, risk and queue

        Change your contribution and activity, and shares and queue positions are recalculated. Queue weight: 70% contribution, 30% community activity.

        MemberOwned, m²ShareRisk share, ₸ActivityQueue

        Materials from vetted suppliers

        Tick items for the pool's bulk order to see the saving against market prices.

        In orderSupplierItemPool priceMarketDiscount

        Demo data

        Dashboard for cities and social investors

        City administrations list vacant municipal land and abandoned buildings for social and modular housing, tax-free. Investors see anonymised regional analytics and fund pools directly at 3–5% a year.

        Regional analytics

        RegionRent collectedAvg. indexFamilies housed

        Anonymised and aggregated. Illustrative values, not real results.

        Fund a pool

        Demo data

        Utilities, savings and green grants

        Connect smart meters or enter readings by hand. We compare your usage with the norm for your household, show where money leaks, and draft a grant application if the co-op decides to install solar panels or insulate the building.

        Monthly readings

        Tariffs, ₸

        Where you can save

          Green grant application for the building

          Housing gets cheaper when people stick together

          AffordBase is a prototype. The calculations on this page are real; members, plots and regional data are illustrative. The lease check is guidance, not legal advice.

          Take part